Finance:

• Monitoring and managing the bank’s liquidity.
• Analyzing and reporting various scenarios and risks
• Forecasting of medium and long-term funding and hedging requirements.
• Daily cash management.
• Debt facilities management.
• Drive profitability of the unit, monitoring income generation
• Oversee the management of the bank’s Investment Funds.
• Maintaining a low weight average cost of funds.

Sales/Business Development:

• Generate, lead, and mobilize significant deposits across the liquidity matrix.
• Submit proposals to the Management to launch new Investment Funds and treasury Products & Services.
• Maintain relationships with the bank’s corporate customers.
• Authorize other groups, units and branches on acceptable deposit rates
• Mobilization of high-volume deposits
• Develop strategies for the growth of the Bank and achievement of sales targets
• Evaluating and reviewing opportunities in the equity market and recommending appropriate opportunities to the management
• Review and support branches and units in identifying deposit opportunities and Cross selling of services across the bank.

Relationship/ Stakeholder Management:

• Supporting the Bank’s month-end process where necessary.
• Liaising with senior management across the organization.

Process Management:

•  Interest rate risk management and development of risk mitigation strategies.
• Develop a policy & procedure manual for treasury & investment operations with adequate controls incorporated.
• Implement measures for enhancing the processes relating to client profitability tracking etc.

Reporting

• Preparation of Board and monthly ALCO report for management review.
• Preparation of weekly gap analysis for planning and decision-making.
• Review and prepare MIS reports related to treasury and investments   required by the management

Qualifications, Competency & Skills Required:

Competency:

• Knowledge of a mortgage bank’s structure policies, processes and procedures.
• Knowledgeof the banking industry.
• Asset and liability management.
• Cash management.
• Investment management and analysis
• Knowledge of derivatives trading.
• Knowledge of treasury Sales and operations.
• Knowledge of financial markets.
• Money market trading.

Skills:

• Business environment analysis.
• Credit analysis.
• Deal structuring.
• Financial modeling.
• Financial statement analysis.
• Forecasting skills.
• Gap analysis and management.
• Liquidity management.
• Process improvement.
• Project management.
• Proposal writing.
• Risk management.

Analytical skills ability to use MS office applications

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Credit & Documentation

• Draft, review, negotiate and finalize all relevant legal documents required for Bank lending.
• Conduct legal due diligence on proposed transactions.
• Review credit transactions and loan documentation (Draft offer letters and security documents for all facilities availed by the Bank) ensuring that the Bank’s interest is adequately covered.
• Initiate and monitor perfection of security for facilities availed by the Bank.
• Issue and review of Contingent Liability Portfolio.
• Conduct of Corporate, Land and Probate search for corporate accounts, estate accounts and availability of credit facilities.

Litigation

• Liaise and manage relationships with external Solicitors to the Bank.
• Manage all aspects of the litigation portfolio of the Bank.
• Prepare documents for the appointment of Receiver/Manager.
• Follow up on all Legacy claims from customers/vendors of the Bank until final resolution is achieved.

Advisory

• Draft/review contract documents/agreements to ensure detrimental clauses to the Banks’ interest are expunged.
• Render legal and advisory functions to the Bank.
• Interpret and communicate regulations.
• Provide Legal opinion to the Bank on diverse matters affecting its operations.
• Prepare and vet all Tenancy/Lease Agreements entered by the Bank.
• Provide advisory support in the purchase of properties on behalf of the Bank
• Relate with the company secretary on matters to the Board and the Bank.

Minimum Qualification

• Minimum of First Degree in a Law (LLB; a Master’s degree or additional qualifications in Business or Finance is an advantage.
• Must be admitted to the bar.

Competency:

• Knowledge of Credit Administration
• Knowledge of Credit Risk Management
• Knowledge of Legal Policies, Processes and Procedures
• Knowledge of Securities
• Knowledge of financial regulations, corporate law, data privacy laws, property law, and compliance frameworks
• Knowledge of Banking Structures

Skills:

• Loan Structuring
• FinancialStatement Analysis
• Ability to draft all legal documents.
• Analytical Skills
• Research
• Documents and Record Keeping
• Technical Writing Skills
• Data gathering and analysis skills
• Manage Complex Legal Issues
• Strong Negotiation Skill